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Why You Need a Personal Injury Workers Comp Lawyer Near Me If you've suffered an occupational injury or illness it is important to speak with an skilled personal injury workers' compensation lawyer near me. They can assist you in the complicated process of filing a petition for benefits and proving your case to the insurance company. Oft, the insurance company will try to deny or minimize your claim. A lawyer who is experienced can counter these arguments. Medical Evidence Medical documentation is essential when you suffer an injury at work. The insurance company could doubt the validity of your injury if they do not have sufficient proof of an association between your accident and your injuries or illness. Medical records should include complaints, physical exam results or a diagnosis by an expert physician and references to MRI's or X-rays. Your attorney may also have for additional evidence to prove that the injury or illness was a result of your job tasks. In a workers' comp case, you must comply with the directives of your doctor treating you. This could mean wearing a neck brace or taking certain rest breaks. If personal accident lawyer don't follow the doctor's instructions, your claim could be denied. If you do not agree with a specific plan of treatment, it is possible to request an independent medical review (IMR) through the Division of Workers' Compensation. This is a trial-like hearing at one of 24 DWC offices that are located throughout the state. You can seek more extensive damages in personal injury lawsuits than you could through workers' compensation, including the loss of future and past earnings, loss of earning potential, medical bills, as well for non-economic damages like pain and suffering. Your attorney will help you to gather all the required documentation, submit it to the appropriate authorities, and negotiate with the insurance company in order to reach an equitable settlement. Employer's Duty of Care Whether you get hurt at work or at another site, your employer is on a duty to ensure that you are protected. They must adhere to the strict guidelines that are set by the New York Workers' Compensation Board. They must also have a plan to avoid accidents and illnesses at work. If you're injured at work, the employer must notify you immediately. They should also provide you with medical attention, which could be in the form an emergency room, hospital or doctor. You must be willing to cooperate and follow their instructions in the best way you can in order they can accurately assess your injury and suggest the best treatment. Our NYC Workers' Compensation lawyers can help you navigate this process. When you file a workers compensation claim the insurance company will look into your claim and may request an independent medical exam. The insurance company will determine if the injury is work-related and what benefits you're entitled to. In many instances, we are able to negotiate the lump sum Section 32 settlement so that you can still receive lifetime medical insurance. If you are hurt at some other location than your workplace, you may bring a personal injury lawsuit against the negligent party that caused your accident. In a personal injury lawsuit you will need to prove fault. This is different from a workers compensation case. During your consultation the lawyer will explain the differences. Employer's Negligence Employers are required to provide a certain level or protection for their employees. If they don't and a worker is injured as a result, that can be considered to be negligence of the employer. This is the case where an employer does not fulfill their obligation to educate new employees or fails to follow appropriate procedure for disciplining. An employer must also ensure that their workplace equipment, working environment and other safety measures are in accordance with OSHA regulations. Our NYC personal injury workers comp lawyers regularly check to see whether an employer is following these rules and may file a lawsuit against them if they're not. In the majority of instances, a worker does not have to prove fault to qualify for workers' compensation benefits. This is because the aim of workers' compensation claims is to pay for medical expenses loss of wages, medical bills, and other losses that are related regardless of the fault of the worker. However, there are a few exceptions to this rule that could change a workers' compensation case into an injury claim or lawsuit. A serious error by an employer or a party who is associated with the employer such as a supplier could result in converting a worker's compensation case into a third party personal injury case. This could be due to an accident caused by a defective product used in the workplace like a crane that failed to work because it was poorly constructed. Insurance Company's Negligence Workers compensation law requires employers to offer insurance to employees injured during work. The goal is to prevent lawsuits and provide immediate access to benefits. The biggest drawback to this system is that the person who has been injured does not have to prove negligence on behalf of their employer. This could lead to situations where the employer could be held liable in a personal injury lawsuit if the employee is injured because of negligent supervision. This is usually the case with cases which involve hazardous machinery or hazardous tasks in which an employer fails to properly oversee the work being performed. However, it is possible for an outside party to contribute to the injuries that occur at work. It could be a third-party like an employee or a producer of the products used on the site. In these instances it is usually possible to make a personal injury claim against the third party in addition to the workers' compensation claim. The amount of compensation can be affected by the manner in which these two cases are dealt with. If an accident at work is the cause of personal injuries it is vital to have a workers' compensation lawyer who is able to effectively coordinate both claims to ensure that you get the full amount of compensation to which you are entitled. A lawyer with expertise in workers' compensation and personal injury will be able to negotiate global settlements that serve your best interests.